VVT-Pay is the invisible settlement layer for healthcare providers — connecting to your existing EHR, billing system, and portal via a single API. Automated reconciliation, HIPAA-compliant audit trails, and real-time settlement confirmation. Non-custodial, so 100% of every payment goes directly to you.
A product of ViroVita HealthGlobal Inc. · Delaware C-Corp · U.S. Incorporated
The infrastructure that moves money between patients and providers has not meaningfully improved in decades. The cost falls on the provider — in time, cash flow, and compliance burden.
The average healthcare provider waits over 45 days to receive payment after a patient encounter. Cash flow suffers. Staff time is consumed chasing balances. Revenue that should already be in your account is sitting in limbo.
Finance teams manually match payments to patient records, chase discrepancies, and rebuild audit trails after the fact. Every missed reference number costs hours. Every failed payment requires a phone call. None of this should still be manual in 2026.
Every payment system your team plugs in brings its own compliance risk. HIPAA audit trails are built manually or not at all. There is no neutral, compliant settlement layer that the whole provider network can rely on. Until now.
Your EHR, billing system, and patient portal stay exactly as they are. VVT-Pay connects to them via a single API call — sitting invisibly beneath your existing stack as the settlement and reconciliation engine. Your team keeps using the same tools. Your patients keep using the same portal. You just get paid faster, with full compliance, and no manual reconciliation.
Choose a perspective and walk through how VVT-Pay actually works — step by step, from first request to settled payment.
Use familiar bank transfer (SEPA/EUR) — no crypto knowledge required. Digital asset settlement is also available for providers who want it. One platform, provider's choice.
Simulate how a provider's system initiates a patient payment. Watch the settlement lifecycle unfold in real time.
Built for institutional operators who require compliance, reliability, and security by default.
API keys for 24/7 machine-to-machine operation. Dashboard access via secure session tokens. No OAuth complexity for server integrations.
M2M + Session auth100% of funds flow directly to the provider. Platform fees are calculated after settlement and invoiced monthly with automated PDF and email delivery.
Non-custodial fee modelConfigurable webhook delivery for payment completion events, with cryptographic signature verification. Integrates into existing billing or EMR systems.
Signed event deliveryIndustry-standard password hashing, rate limiting, CORS enforcement, and HIPAA-compliant audit logging on every event — built in, not layered on.
HIPAA-readyOTP-authenticated wallet changes with mandatory re-authentication, address format validation, and a 24-hour activation cooldown to prevent account takeover.
OTP + cooldownVVT-Pay connects to any electronic health record or billing system via a single API — no proprietary connectors, no vendor lock-in. Works alongside Epic, Cerner, Athena, or any custom stack.
API-native · EHR-agnosticMost providers start with bank transfer — no new infrastructure, no learning curve. Digital asset settlement is available as an additional option whenever a provider chooses to enable it.
Healthcare is the wedge. Infrastructure is the long-term play.
The combination of non-custodial architecture, dual-rail settlement, and healthcare-first compliance creates a moat competitors cannot easily replicate.
VVT-Pay is an orchestration layer that sits beneath existing systems. Competitors build patient-facing products; we build the rails they run on. Switching costs are architectural, not contractual.
Funds never pass through ViroVita. This eliminates money-transmitter licensing requirements, reduces regulatory surface area, and makes the platform inherently safer for institutional operators.
Providers start with the familiar bank transfer rail — no crypto required. Digital asset settlement is an additional option they can enable when ready. One API covers both, with no need to switch platforms as needs evolve.
Compliance is baked in, not bolted on. Reference IDs only, full audit chains, zero PII in the payment database. Competitors retrofitting compliance face years of architectural debt.
Active partnership negotiations underway with a 500+ hospital HIS/EMR network operator. Distribution partnerships of this scale take years to build independently and represent a significant go-to-market moat once formalized.
VVT token and core smart contract logic independently audited by Hashlock — one of the leading blockchain security firms. Independent verification of security posture is a bar most early-stage platforms have not cleared.
View Hashlock audit report →Primary real-time monitoring for instant settlement detection, backed by an automatic periodic sweep. Idempotent by design — zero missed payments regardless of network conditions.
VVT-Pay is agnostic by design — no proprietary connectors, no vendor lock-in. Plugs into any EHR, billing system, or payment rail via a single API. The platform adapts to the institution, not the other way around.
Providers earn VVT by achieving meaningful platform outcomes — adoption milestones, consistent engagement, and network growth. An optional incentive layer that rewards the providers who build with VVT-Pay.
VVT is the native utility token of ViroVita HealthGlobal. Providers earn VVT by achieving meaningful platform outcomes — not based on transaction volume. Rewards recognise adoption milestones, consistent engagement, and network contribution. Tokens are tracked in real time and claimable to any XRPL-compatible wallet, with no platform custody at any point. Participation is entirely optional.
Providers earn VVT when they hit meaningful usage milestones — first settlement, 10th settlement, 100th settlement. Each milestone unlocks a VVT reward, recognising the commitment to build payment infrastructure on VVT-Pay.
Providers who actively use the platform every month earn VVT for sustained engagement. This rewards the providers who are genuinely committed to the platform — not one-time users — and aligns token distribution with long-term platform health.
When a provider refers another healthcare organisation to VVT-Pay and that organisation completes onboarding and their first settlement, the referring provider earns VVT. This rewards network contribution — providers who grow the ecosystem are recognised for it.
Healthcare-first design means the compliance framework is the foundation, not an afterthought.
Real-time settlement status, access credentials, and billing — all in one place. Live at pay.virovita.io
| Request ID | Amount | Rail | Reference | Status | Settled |
|---|---|---|---|---|---|
| REQ-9f3a2c1e | $450.00 | Digital asset | PAT-2026-004821 | ● Completed | 2 min ago |
| REQ-7b1d4f8a | €320.00 | Bank transfer | PAT-2026-004819 | ● Completed | 18 min ago |
| REQ-2e5c9b3d | $125.00 | Digital asset | PAT-2026-004817 | ● Pending | — |
| REQ-8a4f2c7b | $890.00 | Digital asset | PAT-2026-004815 | ● Completed | 1 hr ago |
| REQ-3d9e1a5c | €200.00 | Bank transfer | PAT-2026-004812 | ● Completed | 3 hrs ago |
Common questions from providers, investors, and partners — answered plainly.
Stripe and PayPal are custodial — they hold your funds during processing, take days to settle, and were built for e-commerce, not regulated healthcare. VVT-Pay is an orchestration layer: funds go directly from payer to provider wallet with no platform in between. Settlement happens in minutes, not days. And it's built from day one for HIPAA, audit trails, and institutional compliance — not retrofitted.
Existing systems average 45+ days in accounts receivable. VVT-Pay reduces that to under 5. The platform fee — invoiced post-settlement, so 100% of funds always reach the provider first — pays for itself rapidly through faster cash flow alone. Beyond speed, providers get full audit trails, automated invoicing, real-time settlement confirmation, and a programmable API that connects to any EHR — all without replacing their existing infrastructure. It sits underneath what they have, not on top of it.
Non-custodial actually reduces complexity for institutional operators. Because ViroVita never holds funds, we are not a money transmitter — which eliminates an entire category of licensing, compliance burden, and regulatory risk. For healthcare providers, this also means zero counterparty risk. Their funds are never at risk if ViroVita experiences any operational issue. It is structurally safer, not just philosophically.
Healthcare payment scenarios vary enormously — international patients, insurance-adjacent settlements, digital-native payers, and traditional bank transfers all exist in the same provider network. A single-rail platform forces providers to turn patients away or use multiple vendors. VVT-Pay routes all of them through one API, one dashboard, one audit trail. That operational simplification alone has significant value for finance and compliance teams.
No. The platform is designed to scale from single-location outpatient clinics to multi-site health systems. API-native design means a small clinic integrates the same way a 500-bed hospital does. Pricing is per-provider-organization, so a 10-provider clinic pays proportionally to a 500-provider network. The infrastructure scales; the complexity does not.
No — and this is important. The bank transfer rail (SEPA/EUR) requires absolutely no crypto knowledge, no wallets, no digital assets. Providers and patients use their normal banking apps exactly as they do today. Digital asset settlement is a separate optional rail that providers can choose to enable — it is never the default and never required. Most healthcare providers will start on the bank transfer rail and may never need to touch the digital asset option at all.
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VVT-Pay is production-ready and available for healthcare pilot partners and institutional investors.
Full pitch deck, financial projections, and architecture overview available under executed NDA. IP portfolio — including 10+ patent-pending filings and trade secret scope — available under NDA only. Not disclosed on this page.
Sign NDA & request materials →Healthcare providers can access a full sandbox environment. Start onboarding at the platform now.
Start at pay.virovita.io →